Fintech app Dinero encourages young Indians to build wealth; launches its beta application on Google Play Store


· Invest in Best of India SIP Module (with ETFs) through their proprietary recession proof plan (Dinero Investment Plan)

· Earn up to 1 gram of 24k digital gold for your reward investments

· The beta version is available on the Dinero app which is currently live on Play Store

Dinero, India’s leading investment rewards platform for young Indians, today announced the launch of its beta version of its app. The app is exclusively available on Google Play Store.

Prior to launch, Dinero conducted a nationwide empirical study of 500 millennials to understand their personal finance appointments. Research has identified that young Indians find it difficult to invest large sums of money in their early years as one of the major barriers to achieving their investment goals. He further said that more than 37% of young Indians were unhappy with the rewards and loyalty programs offered by their banks, which added to the cavalier attitude towards their investment plans. OWith the launch of its app, Dinero aims to create a simple, jargon-free and affordable investment platform that helps users build wealth and build healthy financial habits and provides potential alternative income.

Mr. Kashyap Mahavadi, Founder – Dinero said, “Our current focus is on helping young people build wealth. This can be a game-changer for clients as their consistent investing habits will now be rewarded. Rewards earned on the app can be redeemed through Digital Investments Gold.We have partnered with MMTC-PAMP, one of the leading digital gold providers in India.

Their next product, a one-of-a-kind investment plan called DIP (Dinero Investment Plan), helps users build their first Crore starting with an investment as low as Rs. 100.

The DIP concept is taken from the 15:15:15 rule of mutual funds, which promises Rs.1Cr on a monthly investment of Rs.15,000 for 15 years with an annualized return of 15%.

Mr. Kashyap further adds, “We at Dinero have identified the main impediment to this rule – the inability of young Indians to throw as large an amount as Rs.15,000 in their early career years and the ability to invest more than Rs.15,000 in later years. We then adapted this plan accordingly to suit young and new investors on the block.”

In accordance with the default Dinero Investment Plan (DIP), a client invests in a diversified basket of ETFs, for a period of 15 years. This is an innovative SIP-based mod where the cumulative effect would provide the necessary boost to achieve the 1Cr goal based on user customization.

Dinero will offer its customers a rewards ecosystem consisting of digital gold, e-commerce offers, referral incentives, reward points and fun games with just one click. For investing consistently, users will earn Dinero Dibs that they can use to earn Digital Gold on the app through a partnership with MMTC-PAMP, or to redeem coupons from the range of partner brands.

With this launch, Dinero aims to onboard 100,000 customers by the end of calendar year 2022.

Dinero can now be downloaded from

Head over to the app now to play their one-click jackpot games for a chance to win up to 1 gram of 24k digital gold every week, with no terms and conditions applied.

Key features and how to get started:

· Download the Dinero app from the Play Store and follow the quick 4-step onboarding process

· Play their slot game to win up to Rs 5000 worth of 24K digital gold.

· Create a DEMAT account with 5Paisa on the Dinero app

· Their upcoming DIP product is customizable to customer needs with no lock-up period and no early withdrawal penalty.


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